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$1,390,000
MLS# 224086500
445 Cove Tower Dr # 1603, Naples, FL 34110Condos - 2,645 ft² / 3,130 ft² - 2 Car Garage
3 Bed / 3 Baths
Built 2001
Welcome to your stunning 16th-floor sky home at Montego in Cove Towers Preserve! A private elevator opens into an elegant foyer, unveiling breathtaking panoramic views of mangroves to the Gulf of Mexico from the expansive screened terrace. The spacious open floor plan seamlessly connects living areas, boasting volume ceilings and spectacular vistas from every room. Even the two guest rooms enjoy access to an open balcony with stunning views of the Kinsale Golf Club, currently in development. This unit includes two assigned prime parking spaces in the lower-level garage near the elevator. As a Montego resident, you gain exclusive access to the Calypso Club, which features a resort-style pool, spa, outdoor pavilion with a fireplace, grills, social room, fitness center, and two guest suites for visiting family and friends. Optional membership to the Tarpon Cove Yacht Club offers additional amenities, including a restaurant, tiki bar, pool, tennis courts, and boat shuttle service to Delnor-Wiggins State Park aboard the Endless Summer. Boat slips are also available for purchase or rent. This property isn’t just a home—it’s a lifestyle waiting for you in beautiful Naples, Florida!
PROPERTY DETAILS:
Community Name: Cove Towers
Community Type: Gated
Subdivision: Montego At Cove Towers
Amenities: Beach Access, Bike Storage, Bocce Court, Cabana, Clubhouse, Pool, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Private Membership, Restaurant, See Remarks, Streetlight, Tennis Court(s), Trash Chute, Underground Utility
Building Design: High Rise (8+)
Building Desc: See Remarks
Living Area: 2,645 ft²
Total Area: 3,130 ft²
View: Gulf, Gulf and Bay, Mangroves
Unit Floor: 16
Total Floors: 1
Parking: 2 Assigned, Covered, Deeded, Guest, Attached
Garage Spaces: 2
Construction: Concrete Block, Stucco
Exterior Features: Screened Lanai/Porch
Roof: Built-Up
Private Pool: Community
Private Spa: Community
Floor Description: Tile
Interior Features: Cathedral Ceiling(s)
Pets: Limits
Units in Building: 58
On Site Since: 10/30/2024
Irrigation: Central
Water: Central
Equipment: Cooktop - Electric, Dishwasher, Microwave, Refrigerator, Safe, Washer
Floor Plan Type: Great Room, Split Bedrooms
Furnished Desc: Negotiable
Maintenance: Cable, Fidelity Bond, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Street Maintenance, Trash Removal, Water
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: SW
Restrictions: Deeded, No Commercial, No RV
Lot Desc: Zero Lot Line
Master HOA Fee: $1,768 Annually
Condo Fee: $5,886 Quarterly
Total Annual Recurring Fees: $25,312
Taxes: $6,028
Tax Year: 2023
THIS PROPERTY IS COURTESY OF:
 | Looking to Sell Your Property? Contact our Area Specialist to get a free Comparative Market Analysis and maximize your property's exposure to thousand of potential buyers! |
AREA SPECIALIST:
Helen Mikhailova
AREA Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute
CLHMS - Certified Luxury Home Marketing Specialist
Million Dollar GUILD
SRS - Seller Representative Specialist
Five Star Real Estate Agent 2020-2022 Award
Luxury of Naples Group at Premiere Plus Realty
Phone: (239) 217-6283
Website: https://www.realtyofnaples.com
Bio: Helen Mikhailova is a highly accomplished Real Estate Broker with a Graduate Real Estate Institute (GRI) designation, a Luxury Home Marketing Specialist certification, and a newly earned Residential Interior Designer Certification. Fluent in English, Ukrainian, and Russian, Helen's multilingual abilities, business acumen, and global travel experience make her an exceptional choice for clients from diverse backgrounds.
Since 2005, Helen has called Naples home and has been helping clients navigate the real estate market since 2011. Her 14+ years of experience in real estate have equipped her with the expertise and insight to guide clients through every stage of the buying or selling process.
With a Master’s Degree in Mathematics, Helen brings a unique analytical perspective to real estate, ensuring clients receive informed, data-driven guidance. Her dedication to excellence has earned her recognition as a 5-star Agent from 2020 to 2023, and again in 2025, a testament to her commitment to client satisfaction and outstanding results.
"I love working with people and seeing their joy when a deal closes. Real estate allows me to connect with individuals, build meaningful relationships, and help them achieve their goals. Every day is different, exciting, and rewarding—it’s why I love what I do."
Helen’s deep knowledge of Naples and its unique communities comes from nearly two decades of living in the area. Her extensive travels enable her to confidently compare Naples to some of the world’s finest destinations. "Naples is one of the most sophisticated, attractive, and relaxing towns I’ve ever experienced. I am proud to call it my home and to help others do the same."
Helen specializes in creating stress-free, enjoyable real estate experiences for her clients. Whether working with locals or newcomers to sunny Florida, she excels at making the process seamless and satisfying.
"Through clear communication and a personalized approach, I help my clients turn their vision of living in beautiful, sunny Naples into reality."
Since 2005, Helen has called Naples home and has been helping clients navigate the real estate market since 2011. Her 14+ years of experience in real estate have equipped her with the expertise and insight to guide clients through every stage of the buying or selling process.
With a Master’s Degree in Mathematics, Helen brings a unique analytical perspective to real estate, ensuring clients receive informed, data-driven guidance. Her dedication to excellence has earned her recognition as a 5-star Agent from 2020 to 2023, and again in 2025, a testament to her commitment to client satisfaction and outstanding results.
"I love working with people and seeing their joy when a deal closes. Real estate allows me to connect with individuals, build meaningful relationships, and help them achieve their goals. Every day is different, exciting, and rewarding—it’s why I love what I do."
Helen’s deep knowledge of Naples and its unique communities comes from nearly two decades of living in the area. Her extensive travels enable her to confidently compare Naples to some of the world’s finest destinations. "Naples is one of the most sophisticated, attractive, and relaxing towns I’ve ever experienced. I am proud to call it my home and to help others do the same."
Helen specializes in creating stress-free, enjoyable real estate experiences for her clients. Whether working with locals or newcomers to sunny Florida, she excels at making the process seamless and satisfying.
"Through clear communication and a personalized approach, I help my clients turn their vision of living in beautiful, sunny Naples into reality."
This property is courtesy of John R Wood Properties.*Just Listed: new properties that came on the market within the last 30 days.
*Decrease/Increase: listing values that are being recorded within the last 30 days.
*Foreclosures/Short Sale: Please note, all properties are subject to bank approval. Buyers must be pre-approved or show proof of funds before submitting an offer.
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